For commercial real estate investors in Houston, TX, getting the adequate funding for property transactions is key. Unfortunately, most independent investors are unable to access traditional bank loans due to high requirements, such as perfect credit and an established borrowing history. First Lighthouse offers an answer to Houston based commercial real estate investor who want to avoid getting caught in the red tape of traditional lending institutions. We offer a wide range of commercial finance solutions for everything from acquisitions to renovations, and even refinancing and debt consolidation.

Conventional Loans For Houston Commercial Real Estate Investors

Conventional Loans from First Lighthouse are designed specifically for real estate markets in Houston, TX. These conventional loans can be arranged quickly and offer such benefits as:

  • LTV up to 75 percent
  • Terms out to 10 years
  • Financing starting at $200,000 on up to $100 million
  • Amortizations up to 30 years
  • Rates as low as 3.75 percent

For Houston markets, our conventional loans provide funding for property types which include:

  • Healthcare facilities
  • Office space
  • Hotels
  • Mobile home parks
  • Self storage
  • Multifamily residences
  • Retail property

SBA Loans

As a “Preferred Financial Services” company – a designation given to us and recognized by the SBA – we can arrange and process SBA loans quickly and with the most competitive rates in the Houston, TX market. Our SBA loans for commercial real estate feature:

  • Interest rates as low as 4.5 percent
  • Financing for flagged and non-flagged hotels
  • Financing for owner occupied properties
  • Fixed loan terms out to 35 years

Equity And Mezzanine Loans 

First Lighthouse works with private investment firms to offer equity and mezzanine financing for Houston investors. Our Mezzanine loans range from $5 million on up to $100 million, and can be customized to meet the needs of CRE transactions. Our loans can be structured quickly to keep time-sensitive transactions on track.

HUD And FHA Loans 

We provide HUD and FHA financing for healthcare centers, managed care, multifamily rentals, and similar properties in Houston, TX. HUD and FHA loans from First Lighthouse start at $2 million and go up to $50 million. Our low rates and terms make these loans ideal for purchasing, building, and refinancing HUD properties. Our HUD and FLA loans provide:

  • Permanent financing
  • Integrated construction
  • Fully assumable financing
  • Fully amortizing non-recourse financing
  • Credit enhancements

Construction Loans

First Lighthouse offers construction loans for commercial real estate developers in Houston, TX. Construction loans start at $10 million and can go as high as $100 million and more, depending on the size and scope of the project. Please note that principles need to have equity history in CRE projects to qualify.

CMBS Loans 

We have the investor relationships and financial resources to offer Commercial Mortgage Backed Securities (CMBS) loans for hotels, resorts, retail, single family, and multifamily properties. CMBS loans from First Lighthouse offer:

  • Financing starting at $1 million on up to $50 million
  • Non-recourse financing
  • Options to cash out
  • Low interest rates
  • Amortization up to 30 years

The Best Commercial Real Estate In Houston, TX

At First Lighthouse, we have made it our mission to provide the best commercial real estate solutions to investors in Houston, TX. If you would like to learn more, contact our offices today.