The key to success for small business owners in Houston, TX is having access to the right financing. First Lighthouse Capital is committed to providing entrepreneurs with the funding they need for everything from equipment, real estate, and straight working capital. We understand the challenges facing small business owners trying to get loans from banks and other traditional lending channels. In order to help entrepreneurs in the Houston area navigate the loan process and avoid getting caught in red tape and rejections, we provide small business loan solutions.

SBA Loan Programs For Houston, TX Entrepreneurs

First Lighthouse Capital has been designated as a “Preferred Financial Services” company by the Small Business Administration. As such, we can fast track SBA loan requests to get Houston business owners the funding they need quicker than traditional lending channels, and at competitive rates. Small business loan requests are handled in-house, so your business will not lose momentum due to red tape and bureaucracy. SBA loan programs from First Lighthouse Capital cover a wide range of needs, allowing business owners in Houston, TX to get off the ground and grow successfully.

SBA 7a Loans For Houston, TX

Our SBA 7a loans are structured with for-profit businesses in mind. The requirements to qualify for our SBA 7a loans are:

  • Manufacturers must employ a workforce of fewer than 500 employees
  • Service industry businesses cannot have more than 500 employees
  • Retail businesses must have under $6 million in sales per year

The SBA 7a loan program from First Lighthouse Capital offers more than just capital. Businesses in Houston, TX can use 7a loans for commercial properties, including:

  • Hotels
  • Retail stores
  • Shopping centers
  • Warehouses
  • Child care
  • Automotive repair shops
  • Self storage

SBA 504 Loans

We provide an SBA 504 loan program to Houston area businesses, which offer:

  • Up to 90 percent LTV on real estate acquisitions
  • Up to 80 percent LTV on other assets, such as equipment
  • No prepayment penalties
  • Zero cost pre-qualification letters
  • Fully amortized loans
  • Loan options for projects up to $12 million
  • Flexible terms
  • Variable and fixed rates

Providing The Best Small Business Loans In Houston, TX

First Lighthouse Capital is driven to provide the best small business loans in Houston, TX. We believe that the strength of our economy starts with new and small business owners. For these businesses to thrive and grow, they need access to the capital they need, without getting lost in red tape or “one size fits all” structuring. In order to build this sustainability, we work with our clients to design a financing solution that fits their needs, in order to help them reach their goals. To get started, contact our team today. We will provide a no-obligation business analysis to help form a customized loan plan to help with anything from equipment and property, to working capital so you can stay on the road to success.